5 Ways To Fix Your Own Credit

#finance #creditrepair

Everyone Can Fix Their Own Credit or Increase Their Credit Scores Strategically.  Credit Repair Agents like myself are just here for those that don't have the time. Here's How:

Take time to review your Credit Report thoroughly. Pay attention to the last date an account was reported. Pay attention to how many collection agencies have bought and sold your delinquent account. Look at how long this account has been in collections. After 7 years, collection accounts can fall off or can be requested to be removed.

1. Write letters to each Credit Bureau asking to remove old collection accounts. You can also request to have payment histories updated on active accounts. Sometimes this works, sometimes it doesn't but when it does, your score goes up!

2. For those Accounts that did not get removed, call the collector and negotiate a payment arrangement or to have the balance reduced.

3. Use your credit card to pay your monthly bills and the use your paycheck to pay your credit card back every month. This creates positive activity on your debt. Shows discipline and good credit behavior.

4. Get your credit card balances down below 30% of your Card's limit. If your limit is $6000, your balance by the end of the month should be no higher than $1800. So making a lump-sum payment on that high balance will shoot your score up over 20 points! To find out what your 30% is, multiply your card's limit by .30 ($6000 x .30 = $1800)

5. If you have no Credit, get a secured credit card. This is where you are your own lender. You put your own cash on a card thats approved and issued by a Bank. You run that card to pay for bills/shopping and pay it back every month until you have created credit history. 


For those who have maxed out all options for good credit. It is time for you to lay low for a while, stop applying for credit and live within your means. Stock up your money and then start paying off your bad debt as soon as you can. But don't stress about it in the process. Its not the end of the world! It won't haunt you for life...if anything, its a great learning lesson on how to manage your money the next time around.

 xoxo,

SUBSCRIBE: https://lp.constantcontact.com/su/BYnq3zq/bossstatusclub

18 comments

Wow, Thanks a lot guys for referring D e nnis … I contacted him because I had a ba d cre dit sc ore of 490 and he fixed it is a short period of time at an aff ordable rate … I am so happy and thankful for what he did for me… DENNISDFIXER at gm ail. com or +1 9 1 7 7 2 2 6 9 1 3 if you need his servi ces.

Andre Gorsage October 24, 2021

Credit brainiac did a WONDERFUL job with my credit. I must admit I was very hesitant, because i had just quit my job of 11 and a half years. I didn’t have much amount in saving, and giving up the money for the course was going to be a BIG sacrifice. I left my job with dreams of starting my own business, so i had second thoughts and saying to myself, “OK my credit is bad and i don’t have much money”. I have heard of horror stories in the past about Credit Repair Companies, not doing what was promised. So, I’m thinking” what if this is the same way” I would have given away badly needed money and credit is still bad. But after seeing many good reviews about them online and people assured me that (credit brainiac (DOT) repair (AT) gmail (DOT) com) would take good care of my credit. Well, i’m happy to say they delivered what they promised. I am excited with the results. I couldn’t believe the outcome. My credit score is now above 790. It’s amazing how fast they were able to accomplish that.

Ava Jackson October 20, 2021

I was twice a victim of a cryptocurrenc y scam lead by romance trying to find the right partner. I L ost about $64,000 (BTC and USDT) in the process and that funds was from my father’s life insurance… I was broken, desperate and had a week left to pay rent…luckily I can across D e nnis Walke r who truly was like a God sent savior.. just a day to my rent been due he helped me recover 90% of my stolen money.. I was shocked and overwhelmed I had to post this advert for him… please if ever in such need as I was write him on DENNISDFIXER at gm ail. com

Amy Hoffmeier October 18, 2021

I was twice a victim of a cryptocurrenc y scam lead by romance trying to find the right partner. I L ost about $64,000 (BTC and USDT) in the process and that funds was from my father’s life insurance… I was broken, desperate and had a week left to pay rent…luckily I can across D e nnis Walke r who truly was like a God sent savior.. just a day to my rent been due he helped me recover 90% of my stolen money.. I was shocked and overwhelmed I had to post this advert for him… please if ever in such need as I was write him on DENNISDFIXER at gm ail. com

Amy Hoffmeire October 16, 2021

I am actually not a fan of Accreditations like these, but this my own way of showing gratitude and appreciation to a recommended HACKER NAME CHAMBERS.
I hired him for a very private and difficult matter in respect of Hacking my Private Intel and social networks. He far exceeded my expectations. HE helped me get the info(WhatsApp, Facebook, text messages, call logs etc.) faster and cheaper than I had imagined. The first time I contacted him, I had a Fluent consultation and he gave me all my options that he could think of to resolve my case. He even recommended I try other options before hiring him, which shows that He is Honest.
I decided to hire him and I am so glad I did. he is a Fantastic Investigator and a Great Person.
If you need a Professional, Reliable and Efficient Hacker, then you should contact CHAMBERS.
Email:
barneshack9@gmail.com
kelchambers60@gmail.com
Text:
(240) 339-3355

PAULETTE KESTELMAN September 25, 2021

I am actually not a fan of Acreditations like these,but this my own way of showing gratitude and appreciation to a recomended HACKER NAME CHAMBERS.
I hired him for a very private and difficult matter in respect of Hacking my Private Intel and social networks. He far exceeded my expectations. HE helped me get the info(whatsapp, facebook, text messages, call logs etc) faster and cheaper than I had imagined. The first time I contacted him, I had a Fluent consultation and he gave me all my options that he could think of to resolve my case.He even recommended I try other options before hiring him, which shows that He is Honest.
I decided to hire him and I am so glad I did. he is a Fantastic Investigator and a Great Person.
If you need a Professional, Reliable and Efficient Hacker, then you should contact CHAMBERS.
Email:
barneshack9@gmail.com
kelchambers60@gmail.com
Text:
(240) 339-3355

PAUL SAVICH September 22, 2021

I was taken advantage of during my investment into cryptocurrency as I fell into the wrong hands and $40,000 was stolen from me in b it coin. I almost gave up as I was told it was not not traceable neither is it possible to recover then I saw an article about a technology guru named Dennis Walker .. I contacted him and worked with him and to my surprise he was able to recover $32,580 I was so happy I decided to share this for anyone who might be in need of such service please write him on DENNISDFIXER at gm ail. com

Jason Spangler September 22, 2021

Investing online has been a main source of income that’s why knowledge plays a very important role in humanity you don’t need to over work yourself for money. All you need is the right information and you could build your own wealth from the comfort of your home! Binary trading is dependent on timely signals, assets or controlled strategies which when mastered increases chance of winning up to 90%-100% with trading. It’s possible to earn $10,000 to $20,000 trading weekly-monthly, just file a complaint with  George I had almost given up on everything about binary trading and ever getting my lost funds back, till i met with him  with his help now i have my lost funds back to my bank account and I can now trade successfully with his profitable strategies and software!! Email: cryptorefunder360(at)gmail(dot)com.

George September 21, 2021

Hello, there’s been a lot going on lately as regard investing online, fake brokers taking the advantage to scam people of their hard earn money. Do not allow fake investment polices take away your hard earn money anymore. We at CRYPTOREFUNDER360GMAILCOM are a team of bitcoin recovery expert who help in recovering back scammed bitcoin within a short period of time. Allow us to recover your scammed funds now. Contact George EMAIL: Cryptorefunder360(at)gmail(dot)com.

George September 21, 2021

Very interesting article. Many articles I come across these days do not really provide anything that attracts others as yours, but believe me the way you interact is literally awesome I do respect that so much. I will instantly grab your rss feed to stay informed of any updates you make and as well take the advantage to share some latest information about

UNDETECTED FAKE BIRTH CERTIFICATE FOR FOREIGN PASSPORTS which many are not yet informed of the new and easiest way to get a dual citizenship through this birth certificate in any country and their advantages over the normal way. I will also take the advantage to ask for your permission to join our 179.3k members TELEGRAM GROUP
to share with us your ideas or any latest update on your blog.
Thanks I am Scott from Globex, we are expecting you on our platform
Thank so much for the great job. You can Call me Scott

scott September 15, 2021

I am very pleased with the help CYBER CREDIT GURU rendered in restoring my credits. I am a disabled Veteran who over the past 2 years had to let my credit go due to health priorities that were not covered by VA & other insurance, my credit scores were 514 Experian, 515 Equifax, and 518 TransUnion. No public records, only 3 open Accts but several collection Accts with Zero Balances, few Weeks ago, I ran into some Credit blogs on the net which led me to CYBER CREDIT GURU the most talked about US based Russian hacker, who tremendously repaired and upgraded my credit score to 784, 789, and 802 within the 3 Bureaus in just a Week after I contacted him. If faced with similar challenge, connect with him via: C Y B E R C R E D I T G U R U (AT) G M A I L (DOT) C O M or Call / Text: +1(650) 239 7249 you too can be helped, I recommend him without hesitation.

Betty Kari September 11, 2021

Undergoing divorce with an unfaithful partner, I was worth barely $3m and was about to lose 80% of it. My life was coming to an end then I saw an article about Dennis Walker, a technology geek that helped me break into my ex’s phone and email to reveal her secret affair with my lawyer, you can call it petty but I don’t see losing almost my entire life’s worth as a fair judgment.. Justice was served and I got to keep 60% of my wealth which made my life better.. write him on dennisdfixer at gm ail. com if in need of such help.

Richard Pfiefer September 04, 2021

Worldhackers79 @gmail com
Do you need a reliable hacker? or is your spouse cheating on you and you wish to get his or her account hacked, this is the chance you have long been waiting for. as reliance hackers is here to render you all the services. our services include, Facebook hack, whats-app hack, twitter hack, erasing of criminal record, upgrading of your school result, database hack, android phone hack, ATM machines hack, get your blank credit card that can withdraw any amount of your choice and so many other services. visit us today at Worldhackers79 gmail com and you will feel the reasons that differentiate us from all others hackers.

James Barrow September 04, 2021

One of the best decision i have ever made was to contract f|i|r|e|w|a|l|l|b|r|e|a|c|h|e|x|p|e|r|t at g[]m[]a[]i[]l ~ come to help me resolve my financial problems. I had no idea i had been a victim of identity theft until i tried to buy a home. I discovered i had multiple fraudulent accounts with over $16,000 debt that wasn’t mine. Thanks to this professional hacker, i am now qualified to buy a home. Firewall breach expert was able to remove all fraudulent accounts and got my credit score increased too! He restored my financial dignity and status. I can’t wait to move into my new home.

Joe Martinez August 11, 2021

Hi guys, I want to share my experience with you, about 10 Months ago in a bid to repair my poor credit score of about 523, I came across a fake hacker who promised to help out, but ended up worsening my situation, I spent over $7,500 and nothing changed until Mrs. Terry a very close friend of mine introduced me to CYBER CREDIT GURU, a professional Hacker who changed My life tremendously. CYBER CREDIT GURU cleared all negative items from my profile and increased my score from 523 to 805 in less than 8days. I must confess, they are the best. If you are going through similar or worst situation than I did, you can reach out to them via CYBERCREDITGURU AT GMAIL DOT COM or call +1 (650) 239 7249.

Miles Caleb August 08, 2021

Be careful of most testimonies you see about hackers on this platform, they are imposters trying to reap you off your hard-earned money, I was scammed 3 consecutive times, until I found CYBER CREDIT GURU on a blog with positive reviews and recommendation, I decided to give them a shot, it didn’t take up to 8 days, everything about my credit report was fixed, my FICO credit score increased from 516 to 801 excellent score. CYBER CREDIT GURU delivers flawlessly guys, they are the best. Contact them for all hacking need or credit repair issues, via +1 (650) 239 7249 or Email: CYBERCREDITGURU (At) GMAIL (DOT) COM

Jessy Mark August 04, 2021

Unbelievable! We finally secured a loan, got a house, a car and our medical bills have just been settled with ease. My husband and I are supper excited. All thanks to CYBER CREDIT GURU a trusted and reliable hacking specialist, they made it possible by removing all derogatory, hard injuries, evictions, late payments from my husband’s credit report and also increased his credit score from 501 to 802, and are currently working on mine. I can’t stop appreciating you guys. I strongly recommend them to anyone looking for a professional hacker, these guys are good. Here is their contact: CYBERCREDITGURU AT GMAIL DOT COM or +1 (650) 239 7249.

Stella Alex July 26, 2021

Unbelievable! We finally secured a loan, got a house, a car and our medical bills have just been settled with ease. My husband and I are supper excited. All thanks to CYBER CREDIT GURU a trusted and reliable hacking specialist, they made it possible by removing all derogatory, hard injuries, evictions, late payments from my husband’s credit report and also increased his credit score from 501 to 802, and are currently working on mine. I can’t stop appreciating you guys. I strongly recommend them to anyone looking for a professional hacker, these guys are good. Here is their contact: CYBERCREDITGURU AT GMAIL DOT COM or +1 (650) 239 7249.

Stella Alex July 20, 2021

Leave a comment